Sometimes life drops opportunities into your lap without lifting a finger. For me that is not the case. For me serendipity accounts for about one percent of all my life. The other 99 percent is due to my efforts. I am a firm believer that you can’t wait for something to happen to you. But in the journey I tend to find things that I wasn’t necessarily looking for. Being open to unexpected turns in the road is important. If you try and plan every step you may miss those wonderful twists and turns. To me, this is serendipity.